your retirement sale is comprised of multiple factors

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At closing, these are the proceeds that you walk away with. Our clients generally will request an amount that they need for their immediate financial needs. The more upfront funds you receive at closing 1: the smaller your monthly income payment is and 2: you are on the hook for capital gains taxes on these proceeds that you receive at closing.

We work with you to evaluate alternative investment interest rates and then choose an interest rate that is in line with your goals. Some sellers have opted for a higher sale price in lieu of an interest rate.

Our clients either choose 1: interest only payment (allows for full deferral of principal payments until the end of the term or 2: a standard 30-year amortization.

How long do you want to receive monthly payments for? This is the term length.

Based on the goals you have we will determine a sale price that allows you to achieve them.

Based on the above factors your monthly payment will be calculated. See below for a calculator that allows you to run different scenarios.

This is when you bridge from being a landlord in retirement to a retiree with truly passive income.